
Free quote comparison for truckers
One request.
Insurers compete.
Tell us about your trucking operation once. Your agent takes it to the markets available in your state and brings back competing quotes, side by side, so you choose the one that earns your business.
- No obligation
- Callback within 24 hours
- 1 truck to 26+
How it works
You fill out one request. Insurers do the competing.
- 01
Tell us once
Answer a few quick questions about your trucks, drivers and freight, right from your phone.
- 02
Your agent shops the markets
One agent takes your request to the insurers available in your state. No phone tag with five companies.
- 03
You pick the winner
Compare price, limits and deductibles side by side. Put your business with the insurer that earns it.
Coverage we shop
Every policy your authority and your brokers ask for.
- Required
Auto liability
Required for your authority. Pays for injury and damage you cause to others. Many brokers and shippers ask for $1,000,000.
- Brokers ask
Motor truck cargo
Protects the freight on your trailer. Many brokers ask for $100,000.
Physical damage
Repairs or replaces your own tractor and trailer after a wreck, fire or theft.
General liability
Claims away from the road, like an injury at a shipper’s dock.
Non-trucking liability
For leased owner-operators when the truck is used off dispatch.
Not sure what you need?
Tell your agent about your loads and contracts. They will match limits to what your brokers require.
Built for your operation
One truck or a growing fleet.
Owner-operators
Your own authority or leased on. Coverage sized for one truck and one paycheck.
Read the guide 2–25 trucksSmall fleets
More drivers, more units, more to protect. Keep premiums in line as you grow.
Read the guide Year oneNew authorities
No loss history yet? New ventures need the right markets. Your agent knows where to look.
Read the guide Any fleetCargo-heavy freight
Reefer, building materials, car haul. Cargo terms that match what you actually load.
Read the guideTiming matters
Shop too late and insurers can’t compete.
Underwriters need time to review your drivers, equipment and loss runs. Start in the right window and you get more quotes to compare, not a rushed renewal.
Pick your renewal date to see when insurers need your request.
Planning guide, not an insurer deadline. Get calendar reminders
What moves your rate
Six things every underwriter looks at.
Have these ready and your agent can shop more markets, faster.
Driver records
MVRs, CDL experience and violations for every driver you list.
Time in business
Authority age and continuous prior coverage.
Loss history
Loss runs from current and prior insurers, usually 3–5 years.
Radius and states
How far you run and where you operate.
What you haul
Commodity shapes cargo pricing and which markets will quote.
Equipment
Year, type and value of each tractor and trailer.
Questions
Before you get started.
Something else on your mind? .
How do insurers compete for my business?
Your agent reviews your operation and seeks competing quotes from the trucking insurance markets available to us in your state. You compare the offers by price, coverage and deductibles, then choose what works for your business. Available insurers and final terms depend on underwriting; no single rate or savings amount is guaranteed.
What do I need to get started?
Just your name and a phone number. Add your USDOT and current policy if you have them handy. Documents, driver details and equipment schedules can come later.
Why do you ask for my USDOT number?
Your USDOT number lets us fill in your company name, address and fleet size from the public FMCSA registry, so you answer fewer questions. You review every answer before anything is sent.
Will I get an instant price?
Your request starts a conversation with an agent. The agent may need more details before presenting insurance proposals. Submitting a request does not bind coverage.
Who receives my request?
Your request is saved in a protected workspace. The submission notice explains which contact and business details are queued for email to Class Insurance Agency (an affiliated office of AIC Insurance). Your request page shows the delivery status.
Let insurers earn your business.
One request. Competing quotes. Your choice.